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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,642 | $150,412-65.0% | $120,574-56.3% | $145,884-63.9% |
| Participation rate | 47.1% | 78.8%-31.7pp | 71.9%-24.9pp | 80.3%-33.2pp |
| Annual return | 10.45% | 154.50%-144.0pp | 107.42%-97.0pp | 551.85%-541.4pp |
| Employer contribution / active EE | $0 | $4,355-100.0% | $3,471-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,440 | $6,175-76.7% | $4,996-71.2% | $6,690-78.5% |
| Admin fee / account holder | $266,797 | $12,224+2082.6% | $9,445+2724.8% | $13,392+1892.2% |