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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,349 | $183,539-86.2% | $155,556-83.7% | $145,897-82.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 24.00% | 61.31%-37.3pp | 64.84%-40.8pp | 552.29%-528.3pp |
| Employer contribution / active EE | $30,777 | $5,315+479.0% | $4,675+558.3% | $4,663+560.1% |
| Participant deferral / active EE | $10,884 | $6,467+68.3% | $5,631+93.3% | $6,689+62.7% |
| Admin fee / account holder | $4,376 | $19,275-77.3% | $15,885-72.4% | $13,390-67.3% |