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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,349 | $183,592-86.2% | $155,574-83.7% | $145,877-82.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 24.00% | 61.37%-37.4pp | 64.87%-40.9pp | 551.28%-527.3pp |
| Employer contribution / active EE | $30,777 | $5,317+478.9% | $4,676+558.2% | $4,663+560.0% |
| Participant deferral / active EE | $10,884 | $6,466+68.3% | $5,629+93.3% | $6,691+62.7% |
| Admin fee / account holder | $4,376 | $19,316-77.3% | $15,914-72.5% | $13,402-67.3% |