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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,138 | $81,487-7.8% | $102,412-26.6% | $80,935-7.2% |
| Participation rate | 95.7% | 66.8%+28.9pp | 74.5%+21.2pp | 67.7%+28.1pp |
| Annual return | 11.04% | 25.60%-14.6pp | 24.94%-13.9pp | 35.66%-24.6pp |
| Employer contribution / active EE | $10,767 | $3,103+247.0% | $3,870+178.2% | $2,757+290.6% |
| Participant deferral / active EE | $863 | $3,871-77.7% | $5,060-83.0% | $4,299-79.9% |
| Admin fee / account holder | $4,302 | $6,717-36.0% | $8,388-48.7% | $6,924-37.9% |