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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,284 | $184,014-6.4% | $161,149+6.9% | $138,895+24.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.72% | 21.52%-7.8pp | 21.16%-7.4pp | 145.39%-131.7pp |
| Employer contribution / active EE | $5,661 | $5,055+12.0% | $4,360+29.8% | $4,194+35.0% |
| Participant deferral / active EE | $15,083 | $6,909+118.3% | $6,153+145.1% | $6,396+135.8% |
| Admin fee / account holder | $18,145 | $18,027+0.7% | $15,194+19.4% | $12,562+44.4% |