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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,931 | $81,504-58.4% | $102,437-66.9% | $80,959-58.1% |
| Participation rate | 43.8% | 66.9%-23.1pp | 74.5%-30.8pp | 67.7%-23.9pp |
| Annual return | 15.64% | 25.60%-10.0pp | 24.95%-9.3pp | 35.67%-20.0pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,373 | $3,871-38.7% | $5,060-53.1% | $4,300-44.8% |
| Admin fee / account holder | $6,038 | $6,719-10.1% | $8,388-28.0% | $6,925-12.8% |