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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,258 | $156,398-49.3% | $147,318-46.2% | $138,895-42.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.11% | 78.75%-63.6pp | 70.43%-55.3pp | 145.39%-130.3pp |
| Employer contribution / active EE | $5,712 | $4,853+17.7% | $4,593+24.4% | $4,194+36.2% |
| Participant deferral / active EE | $8,056 | $8,237-2.2% | $7,906+1.9% | $6,396+25.9% |
| Admin fee / account holder | $3,492 | $14,976-76.7% | $13,708-74.5% | $12,562-72.2% |