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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,458 | $160,028-66.6% | $147,080-63.7% | $145,884-63.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 17.22% | 98.60%-81.4pp | 420.17%-402.9pp | 551.85%-534.6pp |
| Employer contribution / active EE | $2,572 | $5,286-51.3% | $4,933-47.9% | $4,662-44.8% |
| Participant deferral / active EE | $4,977 | $8,422-40.9% | $8,066-38.3% | $6,690-25.6% |
| Admin fee / account holder | $4,439 | $15,030-70.5% | $12,989-65.8% | $13,392-66.9% |