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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,649 | $29,716+413.7% | $56,077+172.2% | $80,925+88.6% |
| Participation rate | 45.6% | 41.7%+3.9pp | 52.5%-6.9pp | 67.7%-22.0pp |
| Annual return | 18.58% | 35.30%-16.7pp | 1709.28%-1690.7pp | 35.65%-17.1pp |
| Employer contribution / active EE | $1,169 | $671+74.2% | $1,040+12.4% | $2,756-57.6% |
| Participant deferral / active EE | $3,686 | $1,228+200.0% | $1,954+88.6% | $4,299-14.3% |
| Admin fee / account holder | $1,126 | $2,432-53.7% | $2,825-60.1% | $6,940-83.8% |