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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,982 | $68,878-27.4% | $120,574-58.5% | $80,935-38.2% |
| Participation rate | 81.8% | 61.7%+20.1pp | 71.9%+9.9pp | 67.7%+14.2pp |
| Annual return | 6.20% | 23.67%-17.5pp | 107.42%-101.2pp | 35.66%-29.5pp |
| Employer contribution / active EE | $905 | $2,065-56.2% | $3,471-73.9% | $2,757-67.2% |
| Participant deferral / active EE | $2,588 | $3,189-18.8% | $4,996-48.2% | $4,299-39.8% |
| Admin fee / account holder | $27,142 | $5,782+369.4% | $9,445+187.4% | $6,924+292.0% |