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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,940 | $60,442+167.9% | $96,754+67.4% | $87,485+85.1% |
| Participation rate | 90.9% | 58.7%+32.2pp | 70.3%+20.6pp | 68.9%+22.0pp |
| Annual return | 13.28% | 21.97%-8.7pp | 82.04%-68.8pp | 26.06%-12.8pp |
| Employer contribution / active EE | $2,132 | $1,691+26.1% | $2,679-20.4% | $2,596-17.9% |
| Participant deferral / active EE | $6,501 | $3,280+98.2% | $4,758+36.6% | $4,274+52.1% |
| Admin fee / account holder | $3,457 | $5,069-31.8% | $8,905-61.2% | $7,775-55.5% |