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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,940 | $58,057+178.9% | $97,032+66.9% | $86,983+86.2% |
| Participation rate | 90.9% | 60.4%+30.5pp | 71.6%+19.3pp | 69.5%+21.4pp |
| Annual return | 13.28% | 22.26%-9.0pp | 35.38%-22.1pp | 25.83%-12.5pp |
| Employer contribution / active EE | $2,132 | $1,663+28.2% | $2,629-18.9% | $2,584-17.5% |
| Participant deferral / active EE | $6,501 | $3,244+100.4% | $4,672+39.1% | $4,194+55.0% |
| Admin fee / account holder | $3,457 | $4,839-28.5% | $9,418-63.3% | $7,856-56.0% |