Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,739 | $77,472-13.9% | $100,392-33.5% | $80,935-17.5% |
| Participation rate | 21.1% | 76.9%-55.9pp | 81.5%-60.5pp | 67.7%-46.6pp |
| Annual return | 9.92% | 37.26%-27.3pp | 49.45%-39.5pp | 35.66%-25.7pp |
| Employer contribution / active EE | $779 | $2,800-72.2% | $3,941-80.2% | $2,757-71.7% |
| Participant deferral / active EE | $1,537 | $6,818-77.5% | $8,090-81.0% | $4,299-64.3% |
| Admin fee / account holder | $4,062 | $5,885-31.0% | $7,904-48.6% | $6,924-41.3% |