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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,330 | $81,403+38.0% | $147,027-23.6% | $87,485+28.4% |
| Participation rate | 100.0% | 63.4%+36.6pp | 73.7%+26.3pp | 68.9%+31.1pp |
| Annual return | 18.31% | 16.51%+1.8pp | 20.23%-1.9pp | 26.06%-7.8pp |
| Employer contribution / active EE | $6,624 | $2,205+200.4% | $3,626+82.7% | $2,596+155.2% |
| Participant deferral / active EE | $4,603 | $3,315+38.8% | $4,933-6.7% | $4,274+7.7% |
| Admin fee / account holder | $5,843 | $6,755-13.5% | $12,223-52.2% | $7,775-24.8% |