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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,330 | $77,896+44.2% | $134,172-16.3% | $82,448+36.2% |
| Participation rate | 100.0% | 62.8%+37.2pp | 72.5%+27.5pp | 68.1%+31.9pp |
| Annual return | 18.31% | 18.21%+0.1pp | 25.30%-7.0pp | 41.64%-23.3pp |
| Employer contribution / active EE | $6,624 | $2,159+206.8% | $3,420+93.7% | $2,551+159.7% |
| Participant deferral / active EE | $4,603 | $3,162+45.6% | $4,690-1.9% | $4,139+11.2% |
| Admin fee / account holder | $5,843 | $6,336-7.8% | $12,016-51.4% | $7,234-19.2% |