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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,053 | $117,895+81.6% | $102,460+108.9% | $145,897+46.7% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 7.32% | 31.92%-24.6pp | 29.47%-22.2pp | 552.29%-545.0pp |
| Employer contribution / active EE | $5,123 | $3,619+41.6% | $3,025+69.4% | $4,663+9.9% |
| Participant deferral / active EE | $18,393 | $5,736+220.6% | $5,056+263.8% | $6,689+175.0% |
| Admin fee / account holder | $9,251 | $13,353-30.7% | $9,460-2.2% | $13,390-30.9% |