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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,053 | $117,829+81.7% | $102,423+109.0% | $145,877+46.7% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 7.32% | 31.83%-24.5pp | 29.42%-22.1pp | 551.28%-544.0pp |
| Employer contribution / active EE | $5,123 | $3,615+41.7% | $3,023+69.5% | $4,663+9.9% |
| Participant deferral / active EE | $18,393 | $5,732+220.9% | $5,054+263.9% | $6,691+174.9% |
| Admin fee / account holder | $9,251 | $13,335-30.6% | $9,455-2.1% | $13,402-31.0% |