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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,196 | $110,379-40.9% | $102,412-36.3% | $145,884-55.3% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 17.82% | 24.84%-7.0pp | 24.94%-7.1pp | 551.85%-534.0pp |
| Employer contribution / active EE | $2,287 | $4,216-45.8% | $3,870-40.9% | $4,662-50.9% |
| Participant deferral / active EE | $5,515 | $5,622-1.9% | $5,060+9.0% | $6,690-17.6% |
| Admin fee / account holder | $1,527 | $9,745-84.3% | $8,388-81.8% | $13,392-88.6% |