Filed January 30, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SAPIENT PRIVATE WEALTH MANAGEMENT10+ years Service code 16 · EIN 45-3264817 | Consulting | $45,119 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,221 | $78,483-23.3% | $106,201-43.3% | $74,546-19.2% |
| Participation rate | 49.6% | 72.8%-23.2pp | 75.3%-25.7pp | 67.2%-17.6pp |
| Annual return | 10.44% | 15.94%-5.5pp | 116.26%-105.8pp | 1366.03%-1355.6pp |
| Employer contribution / active EE | $1,096 | $2,522-56.5% | $3,170-65.4% | $2,624-58.2% |
| Participant deferral / active EE | $2,614 | $4,320-39.5% | $5,012-47.8% | $4,347-39.9% |
| Admin fee / account holder | $484 | $2,236-78.4% | $11,039-95.6% | $1,944-75.1% |