Filed January 30, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SAPIENT PRIVATE WEALTH MANAGEMENT11+ years Service code 16 · EIN 45-3264817 | Consulting | $51,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,177 | $84,556-12.3% | $116,228-36.2% | $74,304-0.2% |
| Participation rate | 52.3% | 66.0%-13.8pp | 74.6%-22.3pp | 60.3%-8.1pp |
| Annual return | 14.78% | 18.35%-3.6pp | 90.06%-75.3pp | 29.43%-14.7pp |
| Employer contribution / active EE | $341 | $2,168-84.3% | $2,994-88.6% | $2,241-84.8% |
| Participant deferral / active EE | $3,376 | $3,814-11.5% | $4,953-31.8% | $3,767-10.4% |
| Admin fee / account holder | $571 | $3,792-85.0% | $11,989-95.2% | $2,969-80.8% |