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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,908 | $185,312-56.3% | $161,489-49.9% | $154,746-47.7% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 16.79% | 103.84%-87.0pp | 89.72%-72.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,133 | $4,769-55.3% | $4,268-50.0% | $4,379-51.3% |
| Participant deferral / active EE | $6,768 | $6,350+6.6% | $5,630+20.2% | $6,730+0.6% |
| Admin fee / account holder | $1,201 | $18,654-93.6% | $16,006-92.5% | $14,365-91.6% |