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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,245 | $134,817-94.6% | $123,973-94.2% | $155,188-95.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 12.25% | 515.49%-503.2pp | 388.13%-375.9pp | 148.84%-136.6pp |
| Employer contribution / active EE | $2,278 | $4,425-48.5% | $4,126-44.8% | $4,248-46.4% |
| Participant deferral / active EE | $986 | $5,706-82.7% | $5,247-81.2% | $6,531-84.9% |
| Admin fee / account holder | $642 | $13,245-95.2% | $11,799-94.6% | $14,480-95.6% |