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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,245 | $114,119-93.7% | $107,187-93.2% | $138,895-94.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 12.25% | 273.21%-261.0pp | 204.55%-192.3pp | 145.39%-133.1pp |
| Employer contribution / active EE | $2,278 | $4,059-43.9% | $3,782-39.8% | $4,194-45.7% |
| Participant deferral / active EE | $986 | $5,538-82.2% | $5,096-80.7% | $6,396-84.6% |
| Admin fee / account holder | $642 | $10,024-93.6% | $9,162-93.0% | $12,562-94.9% |