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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,066 | $181,062-81.7% | $158,223-79.1% | $155,188-78.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 3.40% | 57.39%-54.0pp | 52.09%-48.7pp | 148.84%-145.4pp |
| Employer contribution / active EE | $1,269 | $4,565-72.2% | $4,109-69.1% | $4,248-70.1% |
| Participant deferral / active EE | $3,472 | $6,134-43.4% | $5,467-36.5% | $6,531-46.8% |
| Admin fee / account holder | $8,816 | $18,825-53.2% | $16,047-45.1% | $14,480-39.1% |