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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,067 | $110,137-39.1% | $161,149-58.4% | $82,637-18.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 12.09% | 20.69%-8.6pp | 21.16%-9.1pp | 53.51%-41.4pp |
| Employer contribution / active EE | $4,303 | $2,856+50.7% | $4,360-1.3% | $2,552+68.6% |
| Participant deferral / active EE | $4,221 | $4,575-7.7% | $6,153-31.4% | $4,126+2.3% |
| Admin fee / account holder | $44,251 | $9,467+367.4% | $15,194+191.2% | $7,339+503.0% |