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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,067 | $108,825-38.4% | $156,181-57.1% | $82,448-18.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 12.09% | 20.59%-8.5pp | 64.87%-52.8pp | 41.64%-29.6pp |
| Employer contribution / active EE | $4,303 | $2,870+49.9% | $4,294+0.2% | $2,551+68.7% |
| Participant deferral / active EE | $4,221 | $4,577-7.8% | $6,132-31.2% | $4,139+2.0% |
| Admin fee / account holder | $44,251 | $9,341+373.8% | $14,586+203.4% | $7,234+511.7% |