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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,388 | $61,125+5.3% | $94,057-31.5% | $87,485-26.4% |
| Participation rate | 48.1% | 64.1%-15.9pp | 73.3%-25.2pp | 68.9%-20.8pp |
| Annual return | 12.92% | 35.20%-22.3pp | 480.62%-467.7pp | 26.06%-13.1pp |
| Employer contribution / active EE | $1,526 | $2,136-28.6% | $2,933-48.0% | $2,596-41.2% |
| Participant deferral / active EE | $3,471 | $3,260+6.5% | $4,709-26.3% | $4,274-18.8% |
| Admin fee / account holder | $1 | $5,629-100.0% | $7,244-100.0% | $7,775-100.0% |