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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,361 | $201,259-67.5% | $184,200-64.5% | $145,959-55.2% |
| Participation rate | 63.6% | 87.5%-23.9pp | 86.8%-23.2pp | 80.3%-16.6pp |
| Annual return | 11.55% | 28.98%-17.4pp | 28.80%-17.2pp | 561.95%-550.4pp |
| Employer contribution / active EE | $0 | $7,018-100.0% | $6,424-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $4,470 | $9,806-54.4% | $9,132-51.1% | $6,689-33.2% |
| Admin fee / account holder | $1,111 | $16,372-93.2% | $13,907-92.0% | $13,398-91.7% |