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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,007 | $81,504+33.7% | $102,437+6.4% | $80,959+34.6% |
| Participation rate | 91.9% | 66.9%+25.0pp | 74.5%+17.4pp | 67.7%+24.2pp |
| Annual return | 11.95% | 25.60%-13.6pp | 24.95%-13.0pp | 35.67%-23.7pp |
| Employer contribution / active EE | $892 | $3,104-71.3% | $3,871-77.0% | $2,757-67.6% |
| Participant deferral / active EE | $4,040 | $3,871+4.4% | $5,060-20.2% | $4,300-6.0% |
| Admin fee / account holder | $611 | $6,719-90.9% | $8,388-92.7% | $6,925-91.2% |