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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,383 | $88,672+64.0% | $105,223+38.2% | $82,448+76.3% |
| Participation rate | 96.9% | 67.9%+29.0pp | 75.0%+21.8pp | 68.1%+28.8pp |
| Annual return | 15.11% | 30.86%-15.7pp | 180.65%-165.5pp | 41.64%-26.5pp |
| Employer contribution / active EE | $9,146 | $3,048+200.1% | $3,689+148.0% | $2,551+258.5% |
| Participant deferral / active EE | $7,382 | $4,036+82.9% | $5,072+45.5% | $4,139+78.3% |
| Admin fee / account holder | $10,402 | $7,146+45.6% | $8,859+17.4% | $7,234+43.8% |