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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,467 | $93,345-11.7% | $119,126-30.8% | $87,485-5.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 8.66% | 19.08%-10.4pp | 282.11%-273.4pp | 26.06%-17.4pp |
| Employer contribution / active EE | $2,283 | $3,172-28.0% | $4,034-43.4% | $2,596-12.0% |
| Participant deferral / active EE | $2,312 | $4,099-43.6% | $5,318-56.5% | $4,274-45.9% |
| Admin fee / account holder | $33,469 | $8,039+316.4% | $10,693+213.0% | $7,775+330.5% |