Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,365 | $87,180-2.1% | $173,703-50.9% | $94,015-9.2% |
| Participation rate | 59.3% | 65.6%-6.4pp | 75.9%-16.6pp | 70.8%-11.6pp |
| Annual return | 6.38% | 14.17%-7.8pp | 17.46%-11.1pp | 17.84%-11.5pp |
| Employer contribution / active EE | $1,342 | $2,494-46.2% | $4,288-68.7% | $2,790-51.9% |
| Participant deferral / active EE | $1,802 | $3,343-46.1% | $4,854-62.9% | $4,249-57.6% |
| Admin fee / account holder | $411 | $7,506-94.5% | $15,562-97.4% | $8,951-95.4% |