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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,858 | $102,595+7.1% | $94,057+16.8% | $154,746-29.0% |
| Participation rate | 91.7% | 76.0%+15.7pp | 73.3%+18.3pp | 80.7%+11.0pp |
| Annual return | 8.29% | 583.42%-575.1pp | 480.62%-472.3pp | 172.34%-164.0pp |
| Employer contribution / active EE | $7,056 | $3,147+124.2% | $2,933+140.6% | $4,379+61.1% |
| Participant deferral / active EE | $3,041 | $5,118-40.6% | $4,709-35.4% | $6,730-54.8% |
| Admin fee / account holder | $27,062 | $7,736+249.8% | $7,244+273.6% | $14,365+88.4% |