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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,605 | $52,678+163.1% | $75,784+82.9% | $59,633+132.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -1.64% | 2.95%-4.6pp | 9.68%-11.3pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $7,692 | $2,193+250.7% | $3,323+131.5% | $2,203+249.2% |
| Participant deferral / active EE | $522 | $2,591-79.9% | $3,652-85.7% | $3,192-83.7% |
| Admin fee / account holder | $1,025 | $3,610-71.6% | $5,300-80.7% | $4,297-76.1% |