Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,542 | $60,504-46.2% | $81,882-60.3% | $74,478-56.3% |
| Participation rate | 39.4% | 62.9%-23.6pp | 72.4%-33.0pp | 67.2%-27.9pp |
| Annual return | 10.05% | 16.91%-6.9pp | 779.47%-769.4pp | 1370.56%-1360.5pp |
| Employer contribution / active EE | $1,108 | $2,627-57.8% | $2,916-62.0% | $2,626-57.8% |
| Participant deferral / active EE | $1,670 | $3,400-50.9% | $4,323-61.4% | $4,350-61.6% |
| Admin fee / account holder | $3,431 | $1,492+130.0% | $7,360-53.4% | $1,946+76.3% |