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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,836 | $80,705+52.2% | $115,768+6.1% | $67,986+80.7% |
| Participation rate | 76.5% | 63.0%+13.6pp | 74.4%+2.1pp | 57.2%+19.3pp |
| Annual return | 13.63% | 18.49%-4.9pp | 100.46%-86.8pp | 31.67%-18.0pp |
| Employer contribution / active EE | $1,083 | $2,046-47.1% | $2,940-63.2% | $2,019-46.4% |
| Participant deferral / active EE | $3,467 | $3,559-2.6% | $4,917-29.5% | $3,358+3.2% |
| Admin fee / account holder | $4,943 | $4,135+19.5% | $12,439-60.3% | $3,203+54.3% |