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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE10+ years Service code 13 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Contract Administrator | $15,252 |
HARFST AND ASSOCIATES10+ years Filed as: HARFST & ASSOCIATES, INC Service code 27 · EIN 93-0839718 389 E MAIN ST · ASHLAND, OR 97520 | Advisory (Plan) | $8,471 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,441 | $55,470-72.2% | $155,556-90.1% | $74,478-79.3% |
| Participation rate | 62.5% | 61.9%+0.6pp | 78.2%-15.7pp | 67.2%-4.7pp |
| Annual return | 11.06% | 269.80%-258.7pp | 64.84%-53.8pp | 1370.56%-1359.5pp |
| Employer contribution / active EE | $740 | $2,267-67.4% | $4,675-84.2% | $2,626-71.8% |
| Participant deferral / active EE | $1,277 | $2,838-55.0% | $5,631-77.3% | $4,350-70.7% |
| Admin fee / account holder | $99 | $1,744-94.3% | $15,885-99.4% | $1,946-94.9% |