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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,213 | $72,071-63.6% | $68,368-61.7% | $137,256-80.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.19% | 353.14%-338.0pp | 292.57%-277.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $1,645 | $2,788-41.0% | $2,649-37.9% | $4,156-60.4% |
| Participant deferral / active EE | $8,451 | $4,410+91.6% | $4,123+105.0% | $6,407+31.9% |
| Admin fee / account holder | $317 | $5,336-94.1% | $5,150-93.8% | $12,270-97.4% |