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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,460 | $95,453+220.0% | $112,040+172.6% | $82,448+270.5% |
| Participation rate | 73.2% | 72.8%+0.4pp | 76.5%-3.3pp | 68.1%+5.1pp |
| Annual return | 18.39% | 23.92%-5.5pp | 24.52%-6.1pp | 41.64%-23.2pp |
| Employer contribution / active EE | $2,847 | $2,318+22.9% | $2,954-3.6% | $2,551+11.6% |
| Participant deferral / active EE | $5,681 | $4,224+34.5% | $5,098+11.4% | $4,139+37.3% |
| Admin fee / account holder | $1,879 | $9,013-79.2% | $12,098-84.5% | $7,234-74.0% |