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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,589 | $166,242+46.5% | $165,071+47.6% | $145,884+67.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.33% | 100.44%-83.1pp | 70.17%-52.8pp | 551.85%-534.5pp |
| Employer contribution / active EE | $27,778 | $5,283+425.8% | $4,347+538.9% | $4,662+495.8% |
| Participant deferral / active EE | $28,321 | $6,964+306.7% | $6,035+369.3% | $6,690+323.4% |
| Admin fee / account holder | $3,941 | $16,658-76.3% | $12,695-69.0% | $13,392-70.6% |