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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $765,632 | $177,156+332.2% | $147,027+420.7% | $154,746+394.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 15.07% | 21.94%-6.9pp | 20.23%-5.2pp | 172.34%-157.3pp |
| Employer contribution / active EE | $0 | $4,336-100.0% | $3,626-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,529 | $5,797-56.4% | $4,933-48.7% | $6,730-62.4% |
| Admin fee / account holder | $105,936 | $14,904+610.8% | $12,223+766.7% | $14,365+637.4% |