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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,946 | $51,642+130.3% | $129,384-8.1% | $80,935+47.0% |
| Participation rate | 67.9% | 56.9%+11.0pp | 69.6%-1.7pp | 67.7%+0.3pp |
| Annual return | 15.09% | 20.78%-5.7pp | 9461.77%-9446.7pp | 35.66%-20.6pp |
| Employer contribution / active EE | $5,645 | $1,583+256.6% | $4,153+35.9% | $2,757+104.8% |
| Participant deferral / active EE | $3,230 | $2,670+21.0% | $4,166-22.5% | $4,299-24.9% |
| Admin fee / account holder | $1,385 | $4,312-67.9% | $7,686-82.0% | $6,924-80.0% |