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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,082 | $61,125-50.8% | $94,057-68.0% | $87,485-65.6% |
| Participation rate | 87.9% | 64.1%+23.8pp | 73.3%+14.5pp | 68.9%+18.9pp |
| Annual return | 13.70% | 35.20%-21.5pp | 480.62%-466.9pp | 26.06%-12.4pp |
| Employer contribution / active EE | $1 | $2,136-100.0% | $2,933-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,756 | $3,260-46.1% | $4,709-62.7% | $4,274-58.9% |
| Admin fee / account holder | $1,466 | $5,629-73.9% | $7,244-79.8% | $7,775-81.1% |