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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,339 | $72,071-96.8% | $68,368-96.6% | $137,256-98.3% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 22.17% | 353.14%-331.0pp | 292.57%-270.4pp | 220.34%-198.2pp |
| Employer contribution / active EE | $607 | $2,788-78.2% | $2,649-77.1% | $4,156-85.4% |
| Participant deferral / active EE | $677 | $4,410-84.7% | $4,123-83.6% | $6,407-89.4% |
| Admin fee / account holder | $755 | $5,336-85.8% | $5,150-85.3% | $12,270-93.8% |