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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,982 | $88,996-19.1% | $78,004-7.7% | $138,895-48.2% |
| Participation rate | 94.4% | 74.4%+20.1pp | 69.4%+25.0pp | 79.9%+14.5pp |
| Annual return | 18.57% | 28.03%-9.5pp | 31.07%-12.5pp | 145.39%-126.8pp |
| Employer contribution / active EE | $3,070 | $2,917+5.2% | $2,469+24.3% | $4,194-26.8% |
| Participant deferral / active EE | $10,344 | $4,724+119.0% | $4,092+152.8% | $6,396+61.7% |
| Admin fee / account holder | $306 | $8,807-96.5% | $7,578-96.0% | $12,562-97.6% |