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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,574 | $106,749-37.6% | $145,433-54.2% | $82,448-19.3% |
| Participation rate | 15.6% | 75.6%-60.0pp | 82.1%-66.5pp | 68.1%-52.4pp |
| Annual return | 17.26% | 27.59%-10.3pp | 66.58%-49.3pp | 41.64%-24.4pp |
| Employer contribution / active EE | $680 | $3,444-80.3% | $4,554-85.1% | $2,551-73.4% |
| Participant deferral / active EE | $2,531 | $6,519-61.2% | $7,897-68.0% | $4,139-38.9% |
| Admin fee / account holder | $82 | $8,390-99.0% | $13,129-99.4% | $7,234-98.9% |