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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,145 | $96,731-62.6% | $123,973-70.8% | $86,983-58.4% |
| Participation rate | 87.3% | 70.0%+17.3pp | 76.7%+10.6pp | 69.5%+17.7pp |
| Annual return | 183.33% | 17.33%+166.0pp | 388.13%-204.8pp | 25.83%+157.5pp |
| Employer contribution / active EE | $2,265 | $3,297-31.3% | $4,126-45.1% | $2,584-12.4% |
| Participant deferral / active EE | $4,214 | $4,152+1.5% | $5,247-19.7% | $4,194+0.5% |
| Admin fee / account holder | $2,220 | $8,722-74.5% | $11,799-81.2% | $7,856-71.7% |