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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,145 | $93,345-61.3% | $119,126-69.7% | $87,485-58.7% |
| Participation rate | 87.3% | 68.7%+18.5pp | 75.8%+11.5pp | 68.9%+18.3pp |
| Annual return | 183.33% | 19.08%+164.2pp | 282.11%-98.8pp | 26.06%+157.3pp |
| Employer contribution / active EE | $2,265 | $3,172-28.6% | $4,034-43.8% | $2,596-12.8% |
| Participant deferral / active EE | $4,214 | $4,099+2.8% | $5,318-20.8% | $4,274-1.4% |
| Admin fee / account holder | $2,220 | $8,039-72.4% | $10,693-79.2% | $7,775-71.4% |