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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,229 | $156,616-39.8% | $133,346-29.3% | $198,609-52.6% |
| Participation rate | 77.8% | 77.7%+0.1pp | 72.8%+4.9pp | 82.4%-4.6pp |
| Annual return | 13.72% | 44.25%-30.5pp | 36.85%-23.1pp | 202.70%-189.0pp |
| Employer contribution / active EE | $0 | $3,368-100.0% | $2,853-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,882 | $4,920-41.4% | $4,332-33.5% | $6,977-58.7% |
| Admin fee / account holder | $29,429 | $17,468+68.5% | $14,264+106.3% | $19,030+54.6% |