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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,511 | $156,398-90.1% | $147,318-89.5% | $138,895-88.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.39% | 78.75%-65.4pp | 70.43%-57.0pp | 145.39%-132.0pp |
| Employer contribution / active EE | $4,506 | $4,853-7.2% | $4,593-1.9% | $4,194+7.4% |
| Participant deferral / active EE | $22,769 | $8,237+176.4% | $7,906+188.0% | $6,396+256.0% |
| Admin fee / account holder | $9,047 | $14,976-39.6% | $13,708-34.0% | $12,562-28.0% |