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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,215 | $28,624-64.3% | $53,647-81.0% | $82,637-87.6% |
| Participation rate | 36.7% | 47.3%-10.6pp | 56.3%-19.6pp | 68.1%-31.4pp |
| Annual return | 21.88% | 664.98%-643.1pp | 358.33%-336.5pp | 53.51%-31.6pp |
| Employer contribution / active EE | $366 | $637-42.5% | $962-61.9% | $2,552-85.7% |
| Participant deferral / active EE | $1,141 | $1,196-4.6% | $1,813-37.1% | $4,126-72.3% |
| Admin fee / account holder | $52 | $2,022-97.4% | $2,460-97.9% | $7,339-99.3% |