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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,465 | $174,379-91.7% | $152,093-90.5% | $138,895-89.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 30.57% | 74.86%-44.3pp | 66.36%-35.8pp | 145.39%-114.8pp |
| Employer contribution / active EE | $1,901 | $4,652-59.1% | $4,175-54.5% | $4,194-54.7% |
| Participant deferral / active EE | $5,024 | $6,159-18.4% | $5,451-7.8% | $6,396-21.5% |
| Admin fee / account holder | $768 | $16,880-95.4% | $14,497-94.7% | $12,562-93.9% |