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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,883 | $185,312-73.1% | $161,489-69.1% | $154,746-67.8% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 22.26% | 103.84%-81.6pp | 89.72%-67.5pp | 172.34%-150.1pp |
| Employer contribution / active EE | $2,351 | $4,769-50.7% | $4,268-44.9% | $4,379-46.3% |
| Participant deferral / active EE | $8,222 | $6,350+29.5% | $5,630+46.0% | $6,730+22.2% |
| Admin fee / account holder | $364 | $18,654-98.1% | $16,006-97.7% | $14,365-97.5% |