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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,966 | $251,004-54.6% | $191,597-40.5% | $138,895-17.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 76.9%+23.1pp | 79.9%+20.1pp |
| Annual return | 30.00% | 31.05%-1.0pp | 27.07%+2.9pp | 145.39%-115.4pp |
| Employer contribution / active EE | $35,614 | $6,226+472.0% | $5,025+608.7% | $4,194+749.1% |
| Participant deferral / active EE | $22,333 | $8,154+173.9% | $6,850+226.0% | $6,396+249.2% |
| Admin fee / account holder | $1,108 | $31,471-96.5% | $22,799-95.1% | $12,562-91.2% |