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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,966 | $315,200-63.8% | $238,191-52.2% | $155,188-26.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 30.00% | 10.25%+19.8pp | 13.02%+17.0pp | 148.84%-118.8pp |
| Employer contribution / active EE | $35,614 | $6,383+458.0% | $5,082+600.8% | $4,248+738.4% |
| Participant deferral / active EE | $22,333 | $8,044+177.6% | $6,726+232.1% | $6,531+242.0% |
| Admin fee / account holder | $1,108 | $48,031-97.7% | $34,582-96.8% | $14,480-92.3% |