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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,854 | $102,938-72.9% | $94,105-70.4% | $138,895-79.9% |
| Participation rate | 40.0% | 74.6%-34.6pp | 71.9%-31.9pp | 79.9%-39.9pp |
| Annual return | 21.53% | 250.28%-228.8pp | 204.55%-183.0pp | 145.39%-123.9pp |
| Employer contribution / active EE | $637 | $2,732-76.7% | $2,504-74.6% | $4,194-84.8% |
| Participant deferral / active EE | $1,200 | $4,196-71.4% | $3,881-69.1% | $6,396-81.2% |
| Admin fee / account holder | $220 | $6,600-96.7% | $6,199-96.4% | $12,562-98.2% |