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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,665 | $185,312-77.0% | $161,489-73.6% | $154,746-72.4% |
| Participation rate | 45.0% | 82.5%-37.5pp | 78.7%-33.7pp | 80.7%-35.7pp |
| Annual return | 22.53% | 103.84%-81.3pp | 89.72%-67.2pp | 172.34%-149.8pp |
| Employer contribution / active EE | $1,955 | $4,769-59.0% | $4,268-54.2% | $4,379-55.4% |
| Participant deferral / active EE | $4,343 | $6,350-31.6% | $5,630-22.9% | $6,730-35.5% |
| Admin fee / account holder | $176 | $18,654-99.1% | $16,006-98.9% | $14,365-98.8% |