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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,665 | $181,062-76.4% | $158,223-73.0% | $155,188-72.5% |
| Participation rate | 45.0% | 82.7%-37.7pp | 79.2%-34.2pp | 80.8%-35.8pp |
| Annual return | 22.53% | 57.39%-34.9pp | 52.09%-29.6pp | 148.84%-126.3pp |
| Employer contribution / active EE | $1,955 | $4,565-57.2% | $4,109-52.4% | $4,248-54.0% |
| Participant deferral / active EE | $4,343 | $6,134-29.2% | $5,467-20.6% | $6,531-33.5% |
| Admin fee / account holder | $176 | $18,825-99.1% | $16,047-98.9% | $14,480-98.8% |