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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,434 | $72,071-63.3% | $68,368-61.3% | $137,256-80.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 42.39% | 353.14%-310.8pp | 292.57%-250.2pp | 220.34%-178.0pp |
| Employer contribution / active EE | $2,994 | $2,788+7.4% | $2,649+13.0% | $4,156-28.0% |
| Participant deferral / active EE | $5,247 | $4,410+19.0% | $4,123+27.3% | $6,407-18.1% |
| Admin fee / account holder | $370 | $5,336-93.1% | $5,150-92.8% | $12,270-97.0% |