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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,785 | $154,228-23.6% | $145,433-19.0% | $137,256-14.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.72% | 74.59%-49.9pp | 66.58%-41.9pp | 220.34%-195.6pp |
| Employer contribution / active EE | $18,750 | $4,804+290.3% | $4,554+311.7% | $4,156+351.2% |
| Participant deferral / active EE | $23,962 | $8,216+191.6% | $7,897+203.4% | $6,407+274.0% |
| Admin fee / account holder | $583 | $14,344-95.9% | $13,129-95.6% | $12,270-95.2% |