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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,361 | $67,823-95.0% | $52,425-93.6% | $137,256-97.6% |
| Participation rate | 80.0% | 63.9%+16.1pp | 55.6%+24.4pp | 80.0%0pp |
| Annual return | 15.53% | 219.11%-203.6pp | 302.12%-286.6pp | 220.34%-204.8pp |
| Employer contribution / active EE | $417 | $1,163-64.1% | $914-54.4% | $4,156-90.0% |
| Participant deferral / active EE | $1,553 | $2,288-32.1% | $1,790-13.2% | $6,407-75.8% |
| Admin fee / account holder | $653 | $2,844-77.0% | $2,495-73.8% | $12,270-94.7% |