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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $581,650 | $185,312+213.9% | $161,489+260.2% | $154,746+275.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.90% | 103.84%-88.9pp | 89.72%-74.8pp | 172.34%-157.4pp |
| Employer contribution / active EE | $2,495 | $4,769-47.7% | $4,268-41.5% | $4,379-43.0% |
| Participant deferral / active EE | $10,873 | $6,350+71.2% | $5,630+93.1% | $6,730+61.5% |
| Admin fee / account holder | $6,385 | $18,654-65.8% | $16,006-60.1% | $14,365-55.6% |